91. 15 U.S. Code § 1681m: Requirements on users of consumer reports Legal Information Institute, Cornell Law School · Law (US) · United States (Fair Credit Reporting Act) Link opened by AI and matched. Read on 29 September 2026. Cornell's LII publishes the U.S. Code; the official text is at uscode.house.gov. Archived copy from 2 October 2026
92. 15 U.S. Code § 1681i: Procedure in case of disputed accuracy Legal Information Institute, Cornell Law School · Law (US) · United States (Fair Credit Reporting Act) Link opened by AI and matched. Read on 29 September 2026. Cornell's LII publishes the U.S. Code; the official text is at uscode.house.gov. Archived copy from 23 September 2026
93. Our members European Data Protection Board (EDPB) · Directory (EU) · European Union and EEA Link opened by AI and matched. The page moved; its new address was opened on 2 October 2026 and matched. Archived copy from 2 October 2026
94. ¿Puedo interponer una reclamación respecto al ejercicio de los derechos de protección de datos? Agencia Española de Protección de Datos (AEPD) · Regulator (Spain) · Spain Link opened by AI and matched. Read on 29 September 2026: attach a copy of your request and any answer; filed through the AEPD's electronic office or by post.
95. Participações Comissão Nacional de Proteção de Dados (CNPD) · Regulator (Portugal) · Portugal Link opened by AI and matched. Read on 29 September 2026: online forms, including a general form; the page does not say whether there is a fee. Archived copy from 2 October 2026
96. Data (Use and Access) Act 2025, section 80: Automated decision-making legislation.gov.uk (The National Archives) · Law (UK) · United Kingdom (UK GDPR) Link opened by AI and matched. Read on 29 September 2026. In force from 5 February 2026 (SI 2026/82). Replaces UK GDPR Article 22 with Articles 22A to 22D. Archived copy from 2 October 2026
97. Getting copies of your information (SAR) Information Commissioner's Office (ICO) · Regulator (UK) · United Kingdom Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
98. Check if you can complain Information Commissioner's Office (ICO) · Complaint portal (UK) · United Kingdom Link opened by AI and matched. Read on 29 September 2026. The page does not state a fee or a time limit. The page moved; its new address was opened on 2 October 2026 and matched. Archived copy from 2 October 2026
99. How to complain Financial Ombudsman Service · Complaint route (UK) · United Kingdom Link opened by AI and matched. Read on 29 September 2026: free; complain to the business first; most businesses have up to 8 weeks; bring the complaint within 6 months of the final response. The page moved; its new address was opened on 2 October 2026 and matched. Archived copy from 2 October 2026
100. 15 U.S. Code § 1681b: Permissible purposes of consumer reports Legal Information Institute, Cornell Law School · Law (US) · United States (Fair Credit Reporting Act) Link opened by AI and matched. Read on 29 September 2026: subsection (b)(3)(A). Cornell's LII publishes the U.S. Code; the official text is at uscode.house.gov. Archived copy from 2 October 2026
101. 42 U.S. Code § 12112: Discrimination Legal Information Institute, Cornell Law School · Law (US) · United States (Americans with Disabilities Act) Link opened by AI and matched. Read on 29 September 2026: subsection (b)(5) to (7). Archived copy from 2 October 2026
102. Automated Employment Decision Tools (AEDT) NYC Department of Consumer and Worker Protection · Regulator (US, New York City) · New York City (Local Law 144 of 2021) Link opened by AI and matched. Read on 29 September 2026. Enforced since 5 July 2023. Archived copy from 2 October 2026
103. How to File a Charge of Employment Discrimination U.S. Equal Employment Opportunity Commission (EEOC) · Complaint route (US) · United States Link opened by AI and matched. Read on 29 September 2026: 180 calendar days to file, extended to 300 where a state or local agency enforces a similar law; age claims differ. Archived copy from 2 October 2026
104. Using Consumer Reports: What Landlords Need to Know Federal Trade Commission (FTC) · Regulator guidance (US) · United States (Fair Credit Reporting Act) Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
105. Housing Discrimination Under the Fair Housing Act U.S. Department of Housing and Urban Development (HUD) · Regulator (US) · United States (Fair Housing Act) Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
106. Learn About FHEO's Process to Report and Investigate Housing Discrimination U.S. Department of Housing and Urban Development (HUD) · Complaint route (US) · United States (Fair Housing Act) Link opened by AI and matched. Read on 29 September 2026: file within one year of the last date of the alleged discrimination; online, by phone, e-mail, or mail; no fees when the government brings a case. Archived copy from 2 October 2026
107. 15 U.S. Code § 1681a: Definitions; rules of construction Legal Information Institute, Cornell Law School · Law (US) · United States (Fair Credit Reporting Act) Link opened by AI and matched. Read on 29 September 2026: subsection (k)(1)(B)(i). Cornell's LII publishes the U.S. Code; the official text is at uscode.house.gov. Archived copy from 18 August 2026
108. How to File a Complaint National Association of Insurance Commissioners (NAIC) · Complaint route (US) · United States (state insurance departments) Link opened by AI and matched. Read on 29 September 2026: try the insurer first; state insurance departments investigate complaints for free; links to every state's department.
109. Bima Bharosa: our process Insurance Regulatory and Development Authority of India (IRDAI) · Complaint route (India) · India Link opened by AI and matched. Read on 29 September 2026: complaints are attended to within 14 days; if unresolved beyond 15 days or the answer is unsatisfactory, you may go to the Insurance Ombudsman; no payment is asked at any stage. Archived copy from 2 October 2026
110. 15 U.S. Code § 1666: Correction of billing errors Legal Information Institute, Cornell Law School · Law (US) · United States (Fair Credit Billing Act) Link opened by AI and matched. Read on 29 September 2026. Cornell's LII publishes the U.S. Code; the official text is at uscode.house.gov. Archived copy from 21 September 2026
111. Guarantees and returns Your Europe (European Union) · Official guidance (EU) · European Union Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
112. Changing your mind about something you've bought Citizens Advice · Consumer advice (UK) · United Kingdom Link opened by AI and matched. Read on 29 September 2026. Citizens Advice is an independent charity, not a regulator. Archived copy from 2 October 2026
113. Getting your money back if you paid by card or PayPal Citizens Advice · Consumer advice (UK) · United Kingdom (Consumer Credit Act 1974, section 75) Link opened by AI and matched. Read on 29 September 2026. Citizens Advice is an independent charity, not a regulator. Archived copy from 2 October 2026
114. Lei nº 8.078, de 11 de setembro de 1990 (Código de Defesa do Consumidor), art. 49 Presidência da República (Planalto) · Law (Brazil) · Brazil Link opened by AI and matched. Read on 29 September 2026. Archived copy from 28 September 2026
115. Decreto nº 11.034, de 5 de abril de 2022 (Serviço de Atendimento ao Consumidor) Presidência da República (Planalto) · Law (Brazil) · Brazil Link opened by AI and matched. Read on 29 September 2026: applies to services regulated by the federal government (art. 1); phone service with a human for at least 8 hours a day, and complaint and cancellation in the first menu (art. 5); answers within 7 calendar days (art. 13). Archived copy from 17 September 2026
116. User rights under the Digital Services Act European Commission (Shaping Europe's digital future) · Official guidance (EU) · European Union (Digital Services Act) Link opened by AI and matched. Read on 29 September 2026 (page last updated 17 July 2026). Archived copy from 2 October 2026
117. Out-of-court dispute settlement bodies under the Digital Services Act (DSA) European Commission (Shaping Europe's digital future) · Directory (EU) · European Union (Digital Services Act) Link opened by AI and matched. Read on 29 September 2026: ten certified bodies listed. Archived copy from 2 October 2026
118. California Consumer Privacy Act (CCPA) State of California Department of Justice, Office of the Attorney General · Regulator guidance (US, California) · California Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
119. What will the FTC's enforcement of the TAKE IT DOWN Act mean for you? Federal Trade Commission (FTC), Consumer Advice · 2026-05-19 · Regulator guidance (US) · United States (TAKE IT DOWN Act) Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
120. Internet Crime Complaint Center (IC3) Federal Bureau of Investigation (FBI) · Complaint route (US) · United States Link opened by AI and matched. Read on 29 September 2026: filing is free; the IC3 never contacts people for money. Archived copy from 30 September 2026
121. Our new APP fraud reimbursement protections Payment Systems Regulator (PSR) · Regulator (UK) · United Kingdom Link opened by AI and matched. Read on 29 September 2026. Archived copy from 2 October 2026
122. Guia de implementação dos procedimentos de devolução no Pix, com ênfase no Mecanismo Especial de Devolução Banco Central do Brasil · Regulator guidance (Brazil) · Brazil Link opened by AI and matched. Read on 29 September 2026 (version 4.3): contest in the bank's app within 80 days of the Pix; allowed even if the payer authorised it with a password or biometrics; recovery depends on funds still being in the receiving account. Archived copy from 11 September 2026
123. National Cyber Crime Reporting Portal Ministry of Home Affairs, Indian Cyber Crime Coordination Centre (I4C) · Complaint route (India) · India Link opened by AI and matched. Read on 29 September 2026: helpline 1930 for financial cyber crime; complaints about women- and children-related crimes can be made anonymously. Archived copy from 2 October 2026
124. Decreto nº 7.962, de 15 de março de 2013 (contratação no comércio eletrônico) Presidência da República (Planalto) · Law (Brazil) · Brazil Link opened by AI and matched. Read on 2 October 2026: applies the consumer code to online contracts, including respect for the right of withdrawal (art. 1, III); the consumer can withdraw through the same tool used to buy, and the supplier must confirm receipt at once and tell the card company so the charge is not billed or is reversed (art. 5). Archived copy from 3 September 2026